Sinking funds tracker
Turn the yearly costs that wreck a budget (car repairs, gifts, insurance) into a small monthly amount, with a fill-in tracker for each fund.
3 USD4 pages · printable PDF · US Letter and A4 both included
Paid once through Stripe, no account. The free sample is the full file with a SAMPLE watermark.
What is inside (4 pages)
- Irregular costs list: yearly amount, months left, per month
- Fund trackers: 6 funds per page, 12 deposits each
- Spending from a fund log
- Year summary of all funds
A sinking fund is money set aside every month for a cost you know is coming but do not pay monthly: car insurance once a year, Christmas, school supplies, the vet. Without one, those costs land as emergencies and go on a card.
Page 1 lists the usual irregular costs so you do not forget any, with a column for the yearly amount and the monthly amount (yearly divided by the months left). Then a tracker page per fund with a 12-month deposit log and a progress bar to shade, and a page for when you spend from a fund.
Personal use: print as often as you like for yourself and your household.
